Ultimate Saver

This free savings account pays really high dividends and offers a way to build your savings quickly.

They say, when it rains, it pours. Think ahead to the next rainy day and open our free Ultimate Saver savings account. Earn really high dividends to build your savings quickly – and don't get caught underwater.

This account works together with your free Ultimate Cash or Ultimate Cash Back checking account. Have your Ultimate rewards transferred to Saver for automatic savings. Free online and mobile banking make account management easy.

 

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Earning Your Rewards is Easy!

Ultimate Saver account holders must also have a Ultimate Cash or Ultimate Cash Back free checking account. Qualifying for Ultimate Cash or Ultimate Cash Back rewards automatically qualifies you for the highest Ultimate Saver rate, too. To earn your rewards, simply do the following activities and transactions in your Ultimate Cash or Ultimate Cash Back account each monthly qualification cycle:


That's all! And don't worry if for some reason you don't meet the qualifications. Your accounts are still free and you still earn our base dividend rates. You can get back to earning your full rewards the next monthly qualification cycle.


 

For Cash:

*APY=Annual Percentage Yield. APYs accurate as of 6/1/2015. Rates may change after account is opened. Must open a regular share account with a Minimum of $5. For Ultimate Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.00%; and (3) balances over $25,000 earn 0.20% dividend rate on the portion of the balance over $25,000, resulting in 1.00% - 0.36% APY depending on the balance. If qualifications are not met on Ultimate Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Ultimate Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Ultimate Cash APY is based on compounding interest. Dividend earned in Ultimate Cash is automatically transferred to Ultimate Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Ultimate Cash APY. The Ultimate Saver APYs may be less than Ultimate Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

For Cash Back:

*When monthly qualifications are met, you receive 2.50% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.